Reduce Debt

Debt priority

You should know what your debt burden over the years. Write down all the debts and sort nominal debt charges from the largest to the smallest. Also include interest rates, respectively. Next, there are three methods that can be selected . Prioritize to pay a small debt. Medium to large debts can be paid a minimum, Prioritize to pay the debt with maturity more quickly, Prioritize to pay debt interest rates highest

Debt chain

Unless you absolutely have to, you just can not do this. But try as much as possible so you do not pay the debt resulting from debt. Because it will form a chain of endless which will surely make you more dizzy. Also, in the choice of the debtor if it really had to borrow money to pay the debt, you should select a debt to a friend or relative. Just if you can not, have you had to bank loans or use credit cards. When would owe even this you should have an idea of ​​how the future scenario of the debt be repaid all.

Money Management

Less Time in Managing Financial

Try to take some time either on a weekend (Saturday and Sunday) to arrange your finance. Fill in this activity, from credit cards to pay bills, record expenses and revenues in the books for this week. It is a habit that should make it a your habit. Why? If your are increasingly delaying it, you will be increasingly difficult to make the financial accounting as your habit

Lazy to Set Record in Finance

Is there anyone among you that think "important financial records?" after reading these points ? We often forget about expenses trivial expenses, such as buying a pulse that is sometimes excessive, or purchase comics or books and others. So things like this that makes us forget ourselves and eventually destroy our finances.

But there is a great way for you to track where did the money go, that trick "envelope". Try to use one envelope just for spending a week and in a way that you could knows how much money to spend in a week. From it you could limit spending as much money contained in the envelope.